Pit of Despair.....

I don't know if I'm falling in to a pit of despair or if I'm jumping. I feel like I want to just jump in and curl up and ignore the world, it might be safer there. So, Monday I did end up going to Pocatello with my 4 "bodyguards" Brian (head bodyguard), Rob (aka Tank), Charlie (aka backup) and Richard (aka mouth). J couldn't "see me" so he took my card, key and a signed contract to the Public Safety office at ISU where I picked them up. Brian was a little pissed to find out how much J really owes me. Pissed is just to say the least.
So, this morning I returned a call from my credit card company from last night. I decided to look at my statement online before I called. In doing so I found nearly another $1,000 in charges on my account! My account also showed that my available amount was -$647. I asked the credit card agent why it showed that when my balance wasn't as much as my limit, she said it was because there were several transactions that were pending approval. I couldn't believe it! Most of them had been declined due to a wrong pin being entered. I don't understand how someone who says they love you can do something like this to you. I'm not even sure I can believe in love anymore. I wouldn't be able to pay my credit card bill if I had to with those kinds of charges on it. Luckily my limit is only $6,700. Now, keep in mind that I use my credit card very seldom and I think the most I've probably ever put on it until now is about $1,000. I am a very frugal person and I don't spend money I don't have, what I did put on there I was going to pay with my tax returns which I have now lent all of to J. The lady at the credit card company told me that I would have to be willing to press charges in order to dispute any of the transactions that I didn't authorize. I decided that I would like to try and resolve the situation without going to that extent first. So, being pissed as I was about finding these new charges I had to get to work as I was already late. You know when you are thinking about something so deeply that you really don't pay attention to how fast you are driving? Well, that was me today and just my luck a cop happened to be radaring on my work route today. He clocked me at 52 mph in a 35 mph zone and to top it off I didn't have my most recent proof of insurance in my van. So, not only did I get a $53 speeding ticket but I also got a $107 proof of insurance fine added to it. Luckily I can get that part taken off by going to the court house with my proof of insurance. Do you think my day could get any worse? Well, it did........
So, after I get to work I call J and leave him a message to call me ASAP to talk about my credit card. A few hours later he calls back. I told him that I found another $1,000 on my statement and that since he didn't tell me about so many of these charges that he was to pay his entire debt including the new $1,000 in full by Monday or I would be taking action for the unauthorized charges on my credit card. He proceeded to be completely unreasonable and yell at me and he even had the nerve to tell me the only reason I was mad was because he didn't want to be with me anymore! I couldn't believe he said that, as if I want to be with someone who could do something like this to me. I think not! He kept telling me that I was screwed because I signed the contract that didn't include that extra $1,000 on it. I don't think that will matter since at the time the contract was signed those charges were not on my statement and I couldn't have known about them unless he told me. I finally had it with the way he was treating me on phone including calling me a bitch and hanging up on me about a hundred times! So, I called the credit card company back and told them I was willing to press charges. They canceled my account for fraud and I told them all of the charges that I had not authorized which were at least 85% of the transactions on my bill. They will be doing a full fraud investigation on it. I really just don't get how someone could do something like this? How can someone not have a conscience? Doesn't everyone have that little angel sitting on their shoulder saying "You know you shouldn't do that"? I am just at a loss. He still swears that he was and is going to pay me back and he did admit that he took advantage of having my credit card. I hope and pray to god that he will.